Financial Services Licences - UK and Global
Specialist advisory on regulatory authorisation across the world's leading financial centres. From initial strategy through to licence grant.
United Kingdom
United Kingdom
UK Authorised Payment Institution licence
FCA Authorised Payment Institution authorisation: services, EUR 20k to 125k capital, own funds, CASS 15 safeguarding, fees, timeline and SPI comparison.
United Kingdom
UK Small Payment Institution registration
FCA Small Payment Institution registration: the EUR 3m threshold, permitted services, GBP 1,130 fee, documents, timeline and when to apply as an API.
United Kingdom
UK Electronic Money Institution licence
FCA EMI authorisation: what counts as e-money, EUR 350,000 capital, 2% own funds, CASS 15 safeguarding, redemption rights, GBP 5,640 fee and timeline.
United Kingdom
UK Small EMI Registration
Expert advisory on UK Small Electronic Money Institution (Small EMI) registration.
United Kingdom
FCA Cryptoasset AML Registration
Expert advisory on FCA cryptoasset AML registration under MLRs 2017.
United Kingdom
FCA Consumer Credit Authorisation
Expert advisory on FCA consumer credit authorisation.
United Kingdom
UK CASP Authorisation (2027)
Prepare for UK FSMA cryptoasset authorisation - FCA gateway opens September 2026.
United Kingdom
UK Banking Licence
Expert advisory on UK banking licence applications.
International
European Union
EU MiCA CASP Licence
Expert advisory on EU MiCA CASP licensing.
Lithuania / European Union
Lithuania CASP Licence
MiCA CASP authorisation via the Bank of Lithuania - fastest EU route to crypto licensing with full EU passporting.
Ireland / European Union
Ireland CASP Licence
MiCA CASP authorisation via the Central Bank of Ireland - the strongest EU reputational credential for institutional crypto firms.
Poland / European Union
Poland CASP Licence
MiCA CASP authorisation via Poland's KNF - ideal for firms with existing Polish VASP registration.
European Union - Lithuania
Lithuania Specialised Bank Licence
Expert advisory on Lithuania specialised bank licence applications.
Canada
Canada MSB registration (FINTRAC)
FINTRAC MSB and foreign MSB registration: captured activities, the five-pillar compliance programme, no FINTRAC fee, two-year renewal and timelines.
Australia
Australia AUSTRAC remittance registration
AUSTRAC enrolment and remittance registration: the three provider categories, geographical link test, three-year term, AML/CTF duties and 2026 reforms.
United States
US FinCEN MSB registration
FinCEN MSB registration: the MSB categories, 180-day Form 107 deadline, biennial renewal, AML programme, SAR and CTR duties and why state MTLs differ.
United States
US Money Transmitter Licence (state MTL)
US money transmitter licensing: no federal MTL, how NMLS works, net worth, surety bonds, permissible investments, timelines and multistate strategy.
Canada
Canada RPAA Registration (Bank of Canada PSP)
Bank of Canada RPAA registration: the five payment functions, the foreign PSP test, safeguarding and incident duties, fees and how it differs to FINTRAC.
Singapore
Singapore Standard Payment Institution Licence
MAS Standard Payment Institution licence: the seven regulated payment services, SGD 100,000 base capital, thresholds, local director rules, process and ongoing obligations.
Singapore
Singapore Major Payment Institution Licence
MAS Major Payment Institution licence: SGD 250,000 base capital, security deposit, section 23 safeguarding, local director rules, DPT obligations and the application process.
Hong Kong
Hong Kong MSO Licence
Hong Kong Money Service Operator licence: Customs and Excise requirements, fit and proper test, premises rules, current fees, AML obligations, renewal and process.
Hong Kong
Hong Kong Virtual Asset Trading Platform Licence
SFC virtual asset trading platform licensing in Hong Kong: AMLO Part 5A, responsible officers, HK$5m paid-up capital, cold storage, retail access and ongoing obligations.