REGULATORY SERVICES

Financial Crime Compliance

AML programme design, KYC frameworks, transaction monitoring and MLRO support for regulated financial services firms.

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HOW WE CAN HELP

What We Do

Financial crime prevention is a core regulatory obligation for all regulated financial services firms. Our financial crime service covers the design, implementation, and operation of comprehensive anti-money laundering and counter-terrorist financing frameworks.

We help firms build risk-based AML programmes that meet regulatory expectations while remaining operationally practical. Our services include AML risk assessments, policy development, transaction monitoring design, suspicious activity reporting, sanctions screening, and training programmes.

With increasing regulatory focus on financial crime compliance — and growing enforcement activity — having a robust and well-documented framework is essential for maintaining your authorisation and protecting your business.

01

Risk Assessment

Comprehensive business-wide and customer risk assessments aligned to regulatory expectations.

02

Framework Design

AML/CFT policies, procedures, and controls tailored to your business model and risk profile.

03

Transaction Monitoring

Design and calibration of transaction monitoring rules and scenarios.

04

Training & Oversight

Staff training programmes and ongoing monitoring of financial crime controls.

DELIVERABLES

What's Included

Business-Wide Risk Assessment

Comprehensive BWRA covering all ML/TF risk factors relevant to your business.

AML/CFT Policy Suite

Complete set of anti-money laundering policies, procedures, and controls.

Transaction Monitoring Framework

Rule-based scenarios, threshold setting, alert investigation procedures.

KYC/CDD Procedures

Customer due diligence procedures for onboarding and ongoing monitoring.

SAR Management Process

Suspicious activity reporting procedures and regulatory liaison protocols.

Staff Training Programme

Tailored AML training for all staff levels including board and front-line.

WHO WE WORK WITH

Who This Service Is For

Firm Types

  • Payment institutions and EMIs
  • Crypto and digital asset businesses
  • Money services businesses
  • Banks and credit institutions

Situations & Triggers

  • Building an AML framework from scratch
  • Enhancing existing financial crime controls
  • Responding to regulatory findings
  • Preparing for AML inspections
WHY REGULATORY COUNSEL

Why Work With Us

Financial Services Only

We operate exclusively within regulated financial services. Every member of our team has direct regulatory experience in this sector.

Senior-Led Delivery

Every engagement is led by a senior consultant with hands-on regulatory experience — not delegated to junior staff.

Practical, Not Theoretical

We build frameworks that work in practice, not just on paper. Our advice is grounded in what regulators actually expect.

Global Reach

We advise across 65+ jurisdictions, combining local regulatory knowledge with a consistent, high-quality approach.

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Frequently Asked Questions

A comprehensive AML framework includes a business-wide risk assessment, customer due diligence procedures, ongoing monitoring, transaction monitoring, suspicious activity reporting, sanctions screening, record-keeping, staff training, and independent audit arrangements.

Yes, we support firms in establishing and maintaining their Money Laundering Reporting Officer (MLRO) arrangements. Our advisory team has extensive experience with SAR reporting and regulatory liaison.

Yes, we design and calibrate transaction monitoring frameworks, including rule-based scenarios, threshold setting, alert investigation procedures, and management reporting.

We deliver AML/CFT training for all staff levels including board members, senior management, front-line staff, and compliance teams.

AML policies should be reviewed at least annually, or more frequently if there are material changes to the business, regulatory requirements, or risk landscape.

Inadequate AML controls can result in regulatory enforcement action, financial penalties, criminal prosecution, loss of banking relationships, and reputational damage.

Yes. We have deep expertise in AML compliance for crypto and digital asset businesses, including Travel Rule compliance, wallet screening, and blockchain analytics integration.

Yes. We offer standalone AML health checks that assess your current framework against regulatory expectations and provide prioritised recommendations.