Banking Licence — Lithuania
Specialist bank licence, EU passporting. Bank of Lithuania + ECB regulated. Capital from €1M. Typical timeline 6–12 months.
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Why Lithuania for Your Banking Licence?
Lithuania's €1 million specialist bank licence provides the most capital-efficient route to an EU banking licence with full passporting across all EEA member states.
Lithuania offers a specialist bank licence with a €1 million minimum capital requirement — significantly lower than the €5 million typical of most EU member states.
Licence Requirements
Detailed Requirements
€1 million initial capital. Full banking regulatory requirements apply including governance, risk management, AML, and capital adequacy.
Application Process
Regulatory Strategy
We assess your business model and regulatory position to develop a clear licensing strategy.
Business Plan
We prepare a comprehensive business plan meeting the regulator's expectations.
Programme of Operations
Detailed programme of operations covering governance, compliance, and operational arrangements.
Compliance Framework
Full AML/CFT framework, compliance monitoring programme, and risk management policies.
Application Submission
We compile and submit the complete application package to the regulator.
Regulator Review
We manage all regulator communications and information requests during the review period.
Authorisation
Upon approval, we support your transition to live operations.
Process Detail
6 to 12 months. The Bank of Lithuania has experience processing specialised bank applications.
Lithuania vs United Kingdom
| Criteria | Lithuania | United Kingdom |
|---|---|---|
| Capital | €1M | £1M+ |
| Timeline | 6–12 months | 12–36 months |
| Regulator | Bank of Lithuania + ECB | PRA + FCA |
| Key Feature | Specialist bank licence, EU passporting | Dual regulation, mobilisation stage available |
Frequently Asked Questions
The capital requirement for a banking licence in Lithuania is €1M. €1 million initial capital. Full banking regulatory requirements apply including governance, risk management, AML, and capital adequacy.
The typical timeline for a banking licence in Lithuania is 6–12 months. 6 to 12 months. The Bank of Lithuania has experience processing specialised bank applications.
Lithuania's €1 million specialist bank licence provides the most capital-efficient route to an EU banking licence with full passporting across all EEA member states.
After receiving your banking licence in Lithuania, you must maintain ongoing compliance with regulatory requirements including safeguarding of customer funds, regular regulatory reporting, maintaining adequate capital, updating AML and compliance frameworks, and cooperating with supervisory reviews and inspections.
Most jurisdictions require local substance for a banking licence. In Lithuania, you will typically need a registered office, at least one locally resident director, and potentially additional operational staff. We can advise on the exact requirements and help you establish the minimum viable local presence.
A banking licence in Lithuania provides access to the domestic market. Specialist bank licence, EU passporting. Separate authorisation may be required for other jurisdictions.